Budgets – how the heck do I create one?

This is a VERY brief post to touch on the subject of budgeting and cashflow forecasting. I could wri

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How I Spent My Summer “Holidays”

In among the pavlova eating, champagne drinking and presents opening of Xmas, I spent a significant

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What is financial planning?

To many people, financial planning sounds like something for the very rich. The wealthiest people ta

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